Thanksgiving is over and Christmas is just around the corner. That means the end of 2017 is almost upon us. Most dental insurance plans renew on January 1st, so make sure that you use your dental plan before the end of the year to get the maximum possible value from its benefits. Most insurance plans have a “use-it-or-lose-it” provision which means that you lose any benefits you don’t use in a given year. Basically, it will restart on January 1st. Here are some of our tips to help you get the best value from your Dental Insurance policy.
If you need a dental treatment that isn’t completely covered by your 2017 dental plan, then you might be able to have part of it performed in 2017 and do the rest in 2018. The end of the year is a great time to determine what benefits you have left. If the insurance policy is through your employer, then contact the HR person or department, and they should be able to help you. If you purchased the dental policy on your own, then just call the number on the back of the card. Plan ahead to get the best value from your dental insurance.
The end of the year is a great time to make any changes or updates to your insurance policy. If you are unsure of all the options, talk to a local agent, or call the agent you purchased the insurance from. It is also a great idea to schedule an appointment with your Dentist to ascertain what your dental needs will be for the upcoming year. If you know you will need a substantial amount of work done, then it might be a good idea to add more coverage to your policy. If you don’t have dental insurance, then we would recommend talking to an agent to understand the savings it can provide. December is a great month to do this. However, you can purchase dental insurance at any time during the year.
Dental insurance can save you a significant amount of money if you have the proper coverage and take advantage of it! We would strongly suggest not putting it off and wasting the benefits you have paid for.